> For the complete documentation index, see [llms.txt](https://goonsquad.gitbook.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://goonsquad.gitbook.io/docs/gs-banking/overview.md). # Overview An advanced, server-authoritative banking system for FiveM with personal and shared accounts, cards and ATMs, lending, savings, investments, business banking, taxes, administration tools, and compatibility bridges for existing resources. **Version:** 1.0.0 | **Price:** $19.99 | [Buy on Tebex](https://store.goonsquadstudios.com/package/7619455) **Product page:** [goonsquadstudios.com/banking](https://goonsquadstudios.com/banking) — full feature breakdown, FAQ and guides {% embed url="" %} *** ## Features ### Core Banking * Personal checking, savings, shared, business, job, gang, and government accounts * Multiple accounts per character with configurable product and total limits * Unique persistent account numbers (shown as IBANs in the interface) * Deposits, withdrawals, contacts, internal transfers, and offline IBAN transfers * Online transfers using a player's current server ID * Free transfers between the player's own accounts * Daily, weekly, biweekly, and monthly standing orders * Searchable activity, running balances, spending categories, and account statements ### Shared and Business Accounts * Invite-and-accept shared-account membership * Per-member permission matrix for view, deposit, withdraw, transfer, invoice, payroll, manage, and close access * Optional daily spending limits per member * Account conversion and ownership transfer for eligible internal accounts * Automatically created job and gang accounts * Employee salary controls, payroll runs, business analytics, and audit attribution * Two-way balance synchronization with supported legacy society systems ### Cards and ATMs * Debit, Gold, and Black card products with configurable fees and credit-score requirements * Physical card items with holder, account, expiry, and last-four metadata * Card PINs, freeze/unfreeze, lost-card reporting, expiry, and per-card limits * ATM withdrawal, optional deposit, balance inquiry, mini statements, PIN changes, and receipts * Per-machine cash pools, brand-specific surcharges, restocking, and broken states * Optional stolen-card detection, skimmers, dispatch alerts, and ATM robbery integrations ### Credit, Savings, and Wealth * Credit score from payment history, utilization, account age, activity, and defaults * Configurable personal, vehicle, property, and business loan products * Automatic or manual loan approval, amortization schedules, late fees, defaults, and early repayment * Balance-tiered savings APY with snapshot-based interest accrual * Savings goals, payday auto-deposits, round-up saving, and fixed-term deposits * Server-driven stock, crypto, and bond market with holdings, limit orders, stop orders, dividends, and news events ### Payments and Government * Player and society invoices with due dates, status tracking, tax, decline/cancel actions, and optional autopay * Payment requests that the recipient can approve or decline * Progressive income tax plus configurable transfer, withdrawal, sales, and wealth taxes * Job/gang exemptions and tax holidays * Tax revenue routed to a government account * Cheque, dirty-money, police freeze/seizure, transaction trace, and offshore-account exports ### Security and Operations * Double-entry, append-only ledger with automatic reconciliation * Server-authoritative validation; clients submit intent, never balances * Idempotency protection against duplicate UI submissions * Atomic balance updates, per-endpoint rate limits, PIN lockouts, and AML flagging * Admin economy dashboard, account search, adjustments, freezes, reversals, and audit log * Live validated configuration editor and live appearance editor * Discord webhooks plus optional FiveMerr, Datadog, and generic HTTP logging * Automatic versioned database migrations and competitor migration commands *** ## Framework Support | Framework | Support | Account behavior | | -------------------------- | ------- | ---------------------------------------------------------------- | | Qbox (`qbx_core`) | Full | The default checking account mirrors framework bank money. | | QBCore (`qb-core`) | Full | The default checking account mirrors framework bank money. | | ESX Legacy (`es_extended`) | Full | The default checking account mirrors the ESX bank account. | | ox\_core | Basic | Identity and cash are bridged; banking accounts remain internal. | | Standalone | Basic | Uses the FiveM license identity and internal accounts. | On Qbox, QBCore, and ESX, existing paychecks, shops, HUDs, and scripts continue to see the framework's normal bank balance. Extra accounts remain owned by GS Banking and are stored in its ledger. *** ## Requirements | Dependency | Required | Purpose | | ------------------------- | ----------- | ---------------------------------------------------------------- | | oxmysql | Yes | Database access and automatic schema migrations | | MySQL 8+ or MariaDB 10.4+ | Yes | Persistent accounts, ledger, cards, loans, and settings | | Qbox, QBCore, or ESX | Recommended | Character identity, cash, and mirrored bank balance | | Inventory resource | Optional | Physical cards, receipts, cheques, skimmers, and item-based cash | | Target or TextUI resource | Optional | Bank and ATM interactions; native fallback is included | See [Installation](/docs/gs-banking/installation.md) for the complete setup. *** ## Supported Integrations | Category | Auto-detected resources | | ------------- | --------------------------------------------------------------------------------------------------------------- | | Inventory | ox\_inventory, qb-inventory, qs-inventory, ps-inventory, codem-inventory, origen\_inventory, framework fallback | | Target | ox\_target, qb-target, qtarget, native TextUI/marker fallback | | Notifications | ox\_lib, okokNotify, mythic\_notify, ps-ui, framework/NUI fallback | | Text UI | ox\_lib, QBCore DrawText, esx\_textui, cd\_drawtextui, native fallback | | Society | qb-management, esx\_addonaccount | | Phone push | lb-phone, qs-smartphone, gksphone, NPWD, RoadPhone, YFlip Phone | | Dispatch | ps-dispatch, cd\_dispatch, qs-dispatch, rcore\_dispatch, linden\_outlawalert, core\_dispatch | Run `/gsbanking bridge` as an administrator to print every adapter detected on the current server. *** ## Quick Start 1. Follow the [Installation](/docs/gs-banking/installation.md) guide. 2. Review the [Configuration](/docs/gs-banking/configuration.md), especially the PIN pepper, account products, fees, and feature switches. 3. Start the resource and run `/gsbanking bridge`. 4. Use `/bank` or visit a configured branch. 5. Read the [Usage](/docs/gs-banking/usage.md) guide for player workflows and [Administration](/docs/gs-banking/administration.md) for staff tools.